Kristi's POV

I like the way it feels when my stepdad Patrick gives me these monthly exams.

As one of the best obstetricians and gynecologists in the city, Patrick routinely brings his medical exam kit home. Last year, he started doing vaginal exams on me, and mommy agreed it was important. She had a history of cancer on her side of the family and wanted to make sure there were no problems for me.

Mommy had only married Patrick four years ago. He was tall and always impeccably dressed. Everything about him just seemed so composed and in control. I was happy mommy had found a man to make her happy.

Still, I never felt close to him. He worked really long hours at times. We rarely saw each other. He was always gone by the time I woke up, and by the time he got home, I was usually out at school events.

But Patrick did make time for my monthly exam, saying it was important to make sure I was clean, disease free and still a virgin.

He always came into my room in the evenings to do the exam. Initially the exams didn’t feel that weird. He would ask me about my period and whether any boy had touched me down there. Then he would pull me to the edge of my bed, bend my knees, and insert a cold shiny thing he called a speculum, peering into me. He always gave me the all-clear.

But since I turned eighteen years old, his exams have become more thorough.

He has me strip down completely and starts with a breast exam, rotating his fingers on both breasts feeling for lumps and pinching my nipples to make sure I don’t have any fluid come from them.

Then he follows down to my girl parts and continues his exam. He prefers my mound be completely shaven for the exam, he says he can see more tissue that way. So his exam always begins with him shaving me there. He does a pretty good job, gets a close shave and has never cut me.

After the shave, Daddy uses his fingers to spread my lips apart, rubbing his fingers on the inside of them, feeling for bumps. I can feel his breath very close to my special little place, he says he needs to take a really close look.

Sometimes his thumb brushes over my special button. I always jump a little because it feels tingly and nice.

When I moan out, he rubs it some more. “Does that feel sore, baby? Let me make sure it’s okay.”

I’ve never told him, but I secretly really like when he rubs me there. It makes my tummy feel all warm and tingly inside.

But Daddy always knows. He says my body gives him all the lubrication he needs for the rest of the exam. Once I’m nice and wet, he slides the speculum in, stretching me a little more each month. He says it’s important to stretch me because someday a man will put his boy part there and I will thank him for having prepared me for it.

He always looks inside and tells me what a good girl I’ve been, that I still have my virginity because he can see the protective barrier inside me.

Lately though, since I’ve turned eighteen, he spends more time there. He has even licked me there. He says he can tell a woman’s health by the flavor of her moisture.

I always feel so good… like I need something more, but I don’t know what it is.

One time I whispered, “Daddy… when you lick me there, it feels really really good… but then I feel all empty and wanting something else.”

Daddy smiled big and said, “Thank you for telling me, princess. Daddy will see what he can do to help.”

This last time, he took his gloves off his big strong hands and put his fingers inside me and pushed down on my belly. He said he needed to feel whether or not I had any knots or swelling.

He had two fingers inside me and he was rubbing in there quite a while. Suddenly I felt the strangest, nicest feeling ever. I couldn’t help pushing my hips against his hand. I was having a hard time catching my breath.

Daddy looked at me proudly and said, “That was an orgasm, baby girl. Daddy is so proud of you for letting your body cum during the exam.”

He kissed my forehead. “Next month Daddy is going to add a couple of new things to your exam. And after that, because you’re getting older, we’ll need to do this every week instead of just once a month.”

Kristi's POV

On the day of the exam, Daddy came home earlier than usual and headed straight for my room.

“Kristi, I need to do your exam right away,” he said, voice tight with urgency. “Undress for me, princess.”

I did as I was told.

Daddy stood in the doorway watching me the whole time. It didn't bother me at all—he was my doctor after all and had seen so much more of me than any other man.

I got onto my bed and scooted down towards the bottom of it. "I'm ready, Daddy."

Daddy started with my mouth, he opened it and looked inside. He slipped his fingers into my mouth, playing with my tongue until drool slipped past my lips.

I felt a little embarrassed. He had never done that before.

Then he pulled his pants down and freed his boy part. “I need to gauge how much you can swallow, baby.”

Before I could even react, he pushed it into my mouth. It felt weird having it there, I wasn’t sure what to do with it.

“Alternate between licking it like an ice cream cone and sucking it like a lollipop,” he instructed calmly.

I did exactly as he said, licking and sucking while trying not to gag.

While his manhood was in my mouth, daddy continued my exam, checking on my breasts. He kneaded them in his hands, pinching my nipples in his fingers.

He suddenly bent forward. “I thought I saw something coming from one of your nipples.”

I was a little nervous. Could there be anything wrong with my breast?

"Easy, babe. Let me have a check, but the only way I can make sure is to suck on it."

Daddy lowered his mouth to my nipple and sucked it into his mouth, nibbling on it with his teeth and sucking it hard.

When he finally released it with a wet pop, he said, “Oh, I must have been mistaken. There wasn’t anything coming from your nipple, but it was better to be safe than sorry.”

I gasped, trying to catch my breath. “Daddy… my belly feels weird. It kind of hurts.”

Daddy smiled down at me. “Don’t worry, princess. I’ll make it go away.”

He slid his big strong hand down to my belly, then cupped my mound with his hand. His finger circled the sensitive button between my girl lips that he sometimes sucked on. I felt that weird pain in my belly even more. Daddy started circling it faster and faster that I couldn’t keep still.

“Daddy… ah…!”

But he didn't stop. He pushed two fingers deep inside me, stroking that sensitive spot over and over. The feeling grew stronger and stronger until suddenly I felt a huge gush of wetness.

I panicked. “Daddy! I’m sorry—I think I peed!”

Daddy chuckled softly. “Don’t worry about it, princess. That’s a perfectly normal reaction. I’m very glad your body responded so well.”

Then he moved between my legs, his thick manhood pressing against my entrance.

“I need to put my man part in there and probe around,” he said, his voice low. “Is that okay with you, princess?”